this post was submitted on 30 May 2025
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Lemmy Shitpost

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[–] jaschen@lemm.ee 137 points 6 days ago (14 children)

Story time: I have a side business selling web optimization services. UX, AB testing, etc.

I got busy and didn't take my money immediately after completing a few projects and one of my clients complained to Paypal about my service. My account was immediately locked and it took me at least 3 months to get access back to my account.

They basically had 15k of my money, interest free for them to play with even tho the contested amount was $500. I ended up just eating the 500 just to get access to my account, even tho the client is still using the improvements I made to their site.

So ya, fuck Paypal. Fffuuuucccckkk PayPal.

[–] KatakiY@lemmy.world 5 points 6 days ago (2 children)

Not defending PayPal, but I used to work there. They suck but in my experience you woulda lost the 500 of the person had called their card company too. Idk how the bank would have handled the dispute directly without PayPal but they do love holding funds as well

[–] Robust_Mirror@aussie.zone 51 points 6 days ago (1 children)

If someone disputes $500 with your bank, your bank doesn't hold your whole $15,000 account while sorting it.

[–] kameecoding@lemmy.world 10 points 6 days ago* (last edited 6 days ago) (2 children)

I can only speak for Europe, but your bank won't do shit, even if you claim that you accidentally sent the money to the wrong person, all they do is connect you to the account owner so you can ask them to return the money and if they don't you have to go through court.

[–] MajesticElevator@lemmy.zip 9 points 6 days ago* (last edited 6 days ago)

Unless you say the magical words "unauthorized transaction"

For card payments reversal is easy, for bank transfer, a lot harder

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[–] jaschen@lemm.ee 27 points 6 days ago

They froze my entire account for 500usd. The rest of the 14500 was from other happy customers.

I use a regular bank for credit card services now and when there is something contested, it's only for the charged amount that is held. Not my entire account.

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[–] ftbd@feddit.org 57 points 6 days ago (10 children)

Having that much money as a paypal balance and not at least in a bank account or invested is insane

[–] VitoRobles@lemmy.today 35 points 6 days ago

Especially since PayPal has a history of locking people's accounts.

Back in the day, people used PayPal for e-commerce and if they didn't like you, say you sold "Fuck PayPal stickers", they would absolutely freeze your account with all the money in it.

[–] ameancow@lemmy.world 24 points 6 days ago* (last edited 6 days ago)

Back when I was doing art for money (not adult or furry stuff, sorry) I had years of racing to the computer or in some cases, the ATM, to transfer new payments out of Paypal.

Because they make decisions on behalf of linked providers, like ebay. If you have ebay fees due, you don't get flexibility when you can pay it, Paypal just grabs it the next time it sees money come in. They do this with all kinds of fees and payments, if you have a delicate life like say... being a struggling artist, you are gonna get reamed by paypal and associated predatory companies. Not that there's a lot of choice.

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[–] RememberTheApollo_@lemmy.world 75 points 6 days ago

Paypal is not a bank account. This is dangerous.

[–] Clinicallydepressedpoochie@lemmy.world 34 points 6 days ago* (last edited 6 days ago) (1 children)
[–] atlien51@lemm.ee 16 points 6 days ago (1 children)

You draw lesbian furries how fucking embarrassing

[–] Clinicallydepressedpoochie@lemmy.world 33 points 6 days ago (3 children)
[–] slaneesh_is_right@lemmy.org 6 points 6 days ago

Mo money mo problems. So you have negative problems which has to be nice

[–] TranslateErr0rs@lemmy.world 6 points 6 days ago

Just make a deposit. It says so on the screen

/s

[–] atlien51@lemm.ee 6 points 6 days ago

I take it back

[–] caboose2006@lemm.ee 31 points 6 days ago (2 children)

Do what you love and you'll never work a day in your life.

[–] whyalone@lemm.ee 13 points 6 days ago (3 children)

I like to sit on the couch and vegetate, would this help ?

[–] moseschrute@lemmy.world 28 points 6 days ago* (last edited 6 days ago)

Wow wow. The saying is “you’ll never work a day in your life,” not that you’ll be financially stable.

[–] KombatWombat@lemmy.world 1 points 5 days ago (1 children)
[–] whyalone@lemm.ee 1 points 4 days ago

👊 great idea

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'Cause no one will hire you.

[–] vga@sopuli.xyz 20 points 6 days ago (1 children)

I'm not amazed that people like that -- I also do sometimes -- but I am amazed that people pay for that

[–] Dragonstaff@leminal.space 20 points 6 days ago (6 children)

Furry-ness is correlated to hyper specific niche interests is correlated to high paying tech jobs.

Businesses that help people get off are rarely short of customers.

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[–] lucelu2@lemm.ee 1 points 5 days ago

I stopped using Paypal a few years ago. But I had to through it to cancel any subs and recurring payments very carefully. I never had them freeze my account/money but I had friends that happened to related to Ebay transactions. Those instances soured me on selling on Ebay as well.

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