this post was submitted on 12 Dec 2023
50 points (93.1% liked)

Asklemmy

43414 readers
1693 users here now

A loosely moderated place to ask open-ended questions

Search asklemmy πŸ”

If your post meets the following criteria, it's welcome here!

  1. Open-ended question
  2. Not offensive: at this point, we do not have the bandwidth to moderate overtly political discussions. Assume best intent and be excellent to each other.
  3. Not regarding using or support for Lemmy: context, see the list of support communities and tools for finding communities below
  4. Not ad nauseam inducing: please make sure it is a question that would be new to most members
  5. An actual topic of discussion

Looking for support?

Looking for a community?

~Icon~ ~by~ ~@Double_A@discuss.tchncs.de~

founded 5 years ago
MODERATORS
 

An example: for me, I'd happily go into debt to travel, or make sure my son has a good education.

all 46 comments
sorted by: hot top controversial new old
[–] phanto@lemmy.ca 55 points 9 months ago (4 children)

A cure to whatever the heck is wrong with me! Hell, even a diagnosis would be nice...

[–] ericbomb@lemmy.world 38 points 9 months ago (1 children)

Would be a lot nicer than the current system of "go into debt for doctor to shrug at me"

[–] phanto@lemmy.ca 4 points 9 months ago (1 children)

I'm in Canada. I'm just going broke for my inability to work, not from medical bills.

[–] Num10ck@lemmy.world 4 points 9 months ago

might not hurt to provide one of those new AI a rundown of your subjective and objective info and ask for treating diagnosis

[–] GR4VY@lemmy.world 4 points 9 months ago

Understandably!

[–] cheese_greater@lemmy.world 2 points 9 months ago

What do you think is wrong with you?

[–] captainlezbian@lemmy.world 38 points 9 months ago (2 children)
[–] distantsounds@lemmy.world 13 points 9 months ago

Did that at the end of 2006, and it’s still the single worst decision of my life. If only I waited another year and a half…

[–] GR4VY@lemmy.world 4 points 9 months ago
[–] PeWu@lemmy.ml 20 points 9 months ago (1 children)
[–] shinigamiookamiryuu@lemm.ee 1 points 9 months ago (2 children)

Dare I ask why? That's an inheritance nightmare.

[–] Bashnagdul@lemmy.world 4 points 9 months ago (1 children)

Why would it? Give away everything else you own, go into debt and die ... Seems easy enough

[–] shinigamiookamiryuu@lemm.ee 1 points 9 months ago (1 children)

Except you'd be dying with unfinished debt. There is a reason (however misguided) that burial/cremation services post-humously extract money from the possession of the dead. Some cultures are so in debt that this is how debt slavery arises, the next of kin of the deceased must (legally-speaking in their nation, not morally) pay it off with their services. Not to mention debt is one of the (several) reasons why legal systems oppose self-destruction.

[–] Bashnagdul@lemmy.world 2 points 9 months ago

That's probably not the most common system.

[–] PeWu@lemmy.ml 0 points 9 months ago (1 children)

I just don't want to be here, that's all.

As for inheritance, I'd need to have something to pass on, so this doesn't count.

[–] RBWells@lemmy.world 17 points 9 months ago

A house, because we were paying rent anyway. My car, it's paid off now and I couldn't have made as much $ without it.

But we are up to our eyeballs so it would have to be something incredible. A business with no possibility of failing, maybe.

[–] Kalkaline@leminal.space 17 points 9 months ago (2 children)

I'm actually pretty happy with my mortgage. I got a good deal in 2013 and refinanced to a 15yr at 3.25% a couple years ago. It's the definition of "good debt" because inflation and my home's value has way out paced the interest.

[–] GR4VY@lemmy.world 8 points 9 months ago (2 children)

Man, if I could've purchased a house in 2013 I would've. I was graduating high school though lol

[–] Kalkaline@leminal.space 6 points 9 months ago (1 children)

I know I was super lucky. I look at home prices today and what it would take for me to get there and just shake my head.

[–] GR4VY@lemmy.world 3 points 9 months ago (1 children)

I've given up. The interest rates are ridiculous, and home prices where I want to live (anywhere in the western USA pretty much) are insanely inflated.

[–] Kalkaline@leminal.space 1 points 9 months ago

There are some deals to be had, but you're buying in high crime and impoverished areas or in rural areas and you have to hope development will follow.

[–] chepox@sopuli.xyz 2 points 9 months ago

OMG. I got 8.95% for a 25yr mortgage and it was an awesome deal. Market was about 13.5%. Your numbers are really just free money from where am standing.

[–] atlasraven31@lemm.ee 9 points 9 months ago (2 children)

A 1way trip to another planet (with survival essentials and at least 20 other people).

[–] Nath@aussie.zone 8 points 9 months ago

Bold of you to assume Collections still won't try to come after you.

[–] GR4VY@lemmy.world 5 points 9 months ago (2 children)

Very interesting. Are we to assume this planet could support life?

[–] Tolookah@discuss.tchncs.de 7 points 9 months ago* (last edited 9 months ago)

I would assume "survival essentials" are enough for the planet in question, and not just a sleeping bag and beef jerky

Edit: before anyone argues, it CAN include a sleeping bag and beef jerky.

[–] atlasraven31@lemm.ee 2 points 9 months ago (1 children)

Not necessarily Earth-like. A lunar or martian outpost would be enough. Enough water, food, and air for 50+ years.

[–] GR4VY@lemmy.world 2 points 9 months ago

If I didn't have earthly attachments (child), I'd ask to be part of your 20.

[–] RGB3x3@lemmy.world 8 points 9 months ago

If my daughter were to need any medical procedure, I'd take on as much debt as necessary. I don't give a fuck, I'm getting her fixed no matter what.

[–] intensely_human@lemm.ee 7 points 9 months ago (1 children)

Get my hernia fixed. Unfortunately, the surgical theater requires me to pay up front.

[–] GR4VY@lemmy.world 4 points 9 months ago (1 children)

I know the world is full of people with similar issues, but I wonder if you're my best friend πŸ˜… you speak like him, and he also has a hernia needs fixing.

[–] RizzRustbolt@lemmy.world 2 points 9 months ago

God gives his worst hernias to his kindest polymaths.

[–] RizzRustbolt@lemmy.world 5 points 9 months ago

Getting my mom out of debt.

[–] rufus@discuss.tchncs.de 4 points 9 months ago

World dominance.

[–] shinigamiookamiryuu@lemm.ee 4 points 9 months ago (1 children)

I mean, no matter what anyone is getting out of it, it would be theft if I could never pay it off. In which case I guess I'd go into debt if it meant curing other people of their own debt.

[–] GR4VY@lemmy.world 2 points 9 months ago
[–] JokeDeity@lemm.ee 2 points 9 months ago

Contentment.

[–] xmunk@sh.itjust.works 2 points 9 months ago

Travel for me too, so we're currently going into debt traveling. It's pretty sweet.

[–] Nemo@midwest.social 1 points 9 months ago

Buying land.

[–] Num10ck@lemmy.world 1 points 9 months ago

bridging receivables

[–] criitz@reddthat.com 1 points 9 months ago

Endless hookers