Nothing because I am a poor and don’t have stock
this post was submitted on 05 Apr 2025
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I've never even owned stocks.
My personal history of owning individual stocks has been very disappointing. If you ever decide you want to invest in the equity market, I recommend exchange traded funds (ETFs) that follow an index and have a really low expense ratio. My favorite exchange traded funds are VT, VTI, VTV, VXUS, BND, and BNDX. VBR may be a good one if you ever want exposure to smaller companies.
Mutual funds are another option, similar to ETFs.
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$25k and climbing but thankfully that's pretty much all in my retirement and I'm not touching it for several more decades.
Surprisingly little, so far. But I'm not retiring anytime soon, so even if I lose now I hope it'll be just a four-year blip.
My entire account is down 22% so it hurts a lot.
Im also not sure if I should sell. Under normal circumstances, I wouldnt. But now we are seeing another 4 years of Trump, and his strategy is about intentionally causing a depression. Its not normal days on the stock market, thats for sure.
Who can stop him?
Certainly don't sell now. You'll soon be seeing the combined pressure of the moneyed on Trump, and he's nothing if not chaotic anyway. "Strategy" is just what he calls his whim of the moment. This may not be the end of the dip yet, but the whole tariff scheme will fall apart and stocks will rally. You could, without touching anything right now, take a look at the stocks that your fund is made of, and see if you want to make changes for ethical or practical reasons, so you're ready to do so on the upswing. But let the big money investors throw their weight around first.
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I've sold most of my international/US-biased stocks, only keep a few, plus some local company that I know is doing pretty OK.
I replaced it with mostly high-security stuff like the bank savings account or European central bank rate coupled stuff. So I guess I am losing the potential interest?
I am still not sure when to "buy the drop". I bet that (sadly), the US administration will do more bullshit before it gets better.
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Basically zilch since I have so little in retirement savings. I don't make enough to really start saving. I have maybe like $22K saved over the last 10 years.
I moved my stocks into non-US bonds and GICs when the first round of tariffs against us (Canada) happened. At this point I think it'd be a terrible idea to jump ship because you'll realize that loss.
Haven't sold the 401k, will just hold through it. In my brokerage account, I was up and had been DCAing. I lost about 1/3rd of my profits before I sold it all a few weeks ago. I'm still up overall, and was holding lots of cash in the last several years anyway because I thought we were due for a big downturn. At this rate, though, I'm not really looking to buy the dip. I'm instead planning to move my money abroad and, if I can, find a better place to live than the US.
About 70k so far, but I haven’t sold, so they’re not really losses. I’ll wait for recovery. No reason to take the early L with selling.
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I won’t dare to look.
Underrated approach.
My portfolio went down 1200 this Friday, 3000 since April started.
I retired early in September. I lost about 30k. I put this years Roth investment into a cd that doesn’t mature for 3 years because I knew what was coming.
It’s strange but now that I’m not working the loss bothers me less. I think I hated my job so much losing money made me feel like all that hard work and misery was futile.
Luckily, I don’t plan to live off my retirement investments for another 10 years. I reduced my cost of living by building a tiny house, and living super minimally. I live on what could qualify me for food stamps in my city. Instead I have a garden and I grow food.
I have a part time side business that pays most of my expenses and it tends to do better even with economic turmoil because it’s cheaper than buying imports. Sales are up 10% over the same time last year.
I haven't looked, but I cut the US out of my portfolio well before this. Probably some, but not too much, and I like my prospects once the tariff selloff is over. Actually, if I can swing it through an available institution I might go even shorter on the US with equity futures.