this post was submitted on 16 Aug 2023
2435 points (97.9% liked)
Lemmy Shitpost
26237 readers
2927 users here now
Welcome to Lemmy Shitpost. Here you can shitpost to your hearts content.
Anything and everything goes. Memes, Jokes, Vents and Banter. Though we still have to comply with lemmy.world instance rules. So behave!
Rules:
1. Be Respectful
Refrain from using harmful language pertaining to a protected characteristic: e.g. race, gender, sexuality, disability or religion.
Refrain from being argumentative when responding or commenting to posts/replies. Personal attacks are not welcome here.
...
2. No Illegal Content
Content that violates the law. Any post/comment found to be in breach of common law will be removed and given to the authorities if required.
That means:
-No promoting violence/threats against any individuals
-No CSA content or Revenge Porn
-No sharing private/personal information (Doxxing)
...
3. No Spam
Posting the same post, no matter the intent is against the rules.
-If you have posted content, please refrain from re-posting said content within this community.
-Do not spam posts with intent to harass, annoy, bully, advertise, scam or harm this community.
-No posting Scams/Advertisements/Phishing Links/IP Grabbers
-No Bots, Bots will be banned from the community.
...
4. No Porn/Explicit
Content
-Do not post explicit content. Lemmy.World is not the instance for NSFW content.
-Do not post Gore or Shock Content.
...
5. No Enciting Harassment,
Brigading, Doxxing or Witch Hunts
-Do not Brigade other Communities
-No calls to action against other communities/users within Lemmy or outside of Lemmy.
-No Witch Hunts against users/communities.
-No content that harasses members within or outside of the community.
...
6. NSFW should be behind NSFW tags.
-Content that is NSFW should be behind NSFW tags.
-Content that might be distressing should be kept behind NSFW tags.
...
If you see content that is a breach of the rules, please flag and report the comment and a moderator will take action where they can.
Also check out:
Partnered Communities:
1.Memes
10.LinuxMemes (Linux themed memes)
Reach out to
All communities included on the sidebar are to be made in compliance with the instance rules. Striker
founded 1 year ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
I couldn't buy my own house today. I bought in 2010.
I bought in October 2020 and couldn't afford it now. I bought with a 15-year mortgage, which I feel unbelievably fortunate to have been able to do. If I was to refinance to a 30-year loan, I'd be paying $500 per month more than I am now, and that's not accounting for the 25% increase in house value. It's insane.
A lot of people are in that same situation. Golden handcuffs. Can become very problematic if you lose your job and have to move for a new job.
Totally. I fortunately work in a pretty stable field that is relatively open to remote work so I'm not too worried about being forced to move but I definitely didn't buy this house with the intention of living in it forever either. I may be stuck here until it's paid off though. But there are far worse financial situations to be in so I'm grateful to have a job and house and a little place to grow tomatoes. All in all, I have absolutely nothing to complain about.
That sounds nice as long as it works out. But the fact is that most people just don't live in a house for that long. I think the average is something like 7 years. Because, you know, life happens or people simply want to try something else in life. I don't think I've live in any one place more than 3 years as an adult. I quickly get the urge to try something else, both job-wise and location-wise. And then I move, kids and everything. The whole 30-year fixed or 15-year fixed is meaningless to me.
You could give yourself a huge discount you know, don't be so hard on yourself
I bought in 2019, and am in the exact same situation. There's no fucking way that my house has over doubled in value in 4 fucking years
I was just talking to my father last week about this exact thing. He built his house about 10 years ago and bought the land close to 30 years ago. He was a steel worker so not terrible pay but nothing amazing. That house today would be well over 1mil. No way he could have built it today. And we live pretty close to the middle of nowhere, Indiana. I pray I can buy my brother out one day, at this rate it's the only chance I have of owning a nice house. Even with a STEM degree I'm looking at maybe 70k salary right now. Which I thought would be awesome when I started college but now that I graduated, I feel like anything under 6 figures will be hard to live a middle class life on. I guess I'm lucky I spent my 20s broke and homeless, I have learned to really stretch a dollar.
Yep, STEM degree: Mechanical engineering. It's enough to sustain at this point but I'm not getting ahead at all. Feels like I'm slowly losing.