this post was submitted on 23 Oct 2023
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[–] irmoz@reddthat.com 3 points 1 year ago (2 children)

Debit cards can be frozen and charges can be reversed. I've done this before. You're just advertising for credit card companies at this point. I don't wanna have to pay interest on my purchases, thanks.

[–] tpyo@lemmy.world 3 points 1 year ago

I'm agreeing with you

I've had my debit card compromised and had absolutely no issues getting the charges reversed

Also as an aside, because my credit union debit card is a MasterCard, I get all of the "credit card benefits" such as the extended warranty and fraud protection. Regardless of the fact it's associated with a debit account

Credit unions all the way

[–] jjjalljs@ttrpg.network 1 points 1 year ago (1 children)

I've never paid interest on a credit card, and if you pay off the balance each month you won't either.

[–] irmoz@reddthat.com 4 points 1 year ago* (last edited 1 year ago) (1 children)

So... what's the point? If you're just gonna pay it off as if it were a debit card? It's just debit with extra steps. Doing that will even harm your credit rating.

[–] jjjalljs@ttrpg.network 1 points 1 year ago