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I dunno about that. I bought a house well within what I could afford. The bank actually thought we made a mistake and reminded us they would approve a loan double the size of what we asked.
All it takes is two or three really expensive things needing work at the same time to blow your budget out of the water. And often there's no clear answer on what's truly urgent.
This was my initial thought as well, and I hope I'm wrong too.
Our first home was at a price of ~150% of our gross wage combined. We found the payments very manageable; and although I was stressed, it was more my youth as a poor kid than the reality of the budgeting before us.
Thankfully she had the confidence for us both! After a few months when I saw the numbers were as she predicted, I got better about it.