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Moderators delete Reddit thread as doctors torch dead UnitedHealthcare CEO
(www.thedailybeast.com)
this post was submitted on 05 Dec 2024
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The level of greed is so much worse than any normal person understands. They do NOTHING. They aren't medical field professionals, they don't need to ever step foot in a hospital or clinic, they only inflate the cost, catastrophelicly with no insurrection, only horribly when you're with them, create endless loopholes to deny coverage with, and use non medical, non trained or consulted opinions and reasoning to justify it, and they are all too educated to not know full well they are lying to get out of paying any bill ever.
Denying someone with crippling medical issues access to treatment with lies and misinformation to shave one more sliver of profit for a parasitic middle man is so many orders of magnitude above evil it's breath taking.
Well said. Really wish people understood this better and how utterly psychopathic and heartless the entire idea of "maximizing profits" in this context is.
Put another way - a for-profit insurance firm is a weird kind of company that does better when it refuses to provide what its customers pay for. It's not some surprising or counterintuitive result, it's baked into the business model, on purpose. That's deeply malignant just at a glance, and it's all we really need to know when deciding whether it should be involved with healthcare.
You know what's really insane? Before the ACA was passed, there was no federal requirement for how much insurance companies had to pay out on healthcare costs. The ACA set a minimum of 85%, so no less than 85% of premiums has to actually go toward paying for medical services.
Before that, they could literally just pocket 75 cents for every premium dollar if they wanted to with zero legal repercussions. I guarantee we'd be on our way there if the ACA were never passed.
For-profit health insurance should be illegal. Same thing with for-profit hospitals. I've read stories about doctors whose hospitals were bought by for-profits or VCs and turned into patient mills where they're forced to push unnecessary elective surgeries and provide the bare minimum of care to maximize profits.
A healthy population is good for society and it should be something we invest in. We shouldn't make a business out of someone getting sick, and then another business out of charging then exorbitant amounts of money for getting treatment, and then ANOTHER business to harass them because they can't pay that exorbitant amount.
You're absolutely right, I did kind of momentarily forget that, even having lived through it. They could also just deny care or coverage for "pre-existing conditions" and just drop you as a customer as soon as you get a major illness. And guess what, they did! That's maybe the most egregious, but hey, we're not lacking for contenders.
The ACA felt like a serious change for good in this country at the time. And I gotta say, watching the way it got ratfucked, misrepresented, deliberately destroyed...I dunno, it was heartbreaking. I think it showed me what we were in for, I guess, almost a straight line passing through that and other things like Citizens United, repeal of Dodd Frank, and everything else that led to today. Some of those I can't fault everyone for being unfamiliar with, but damn.
Seeing how we responded to the ACA in particular as a nation was really telling. I knew idiots whose lives got directly measurably better by using it for their own insurance, and still thought it should go and voted for the folks who said they'd get rid of it. What do you even do there? Sad stuff.
Insurance is not unlike gambling, but gambling seems comparatively more fair and less insidious.
Greed is common throughout history. One might say it's human.
I disagree. The worst monsters wear human faces. At the top, you have the dragons with their hoards. The billionaires. The owner class. The ones who just accumulate. Then you have the dragon's monsters. They may well be far worse than the Dragons themselves, but the dragons just demand more, they don't care how. These monsters line up to take a bit of the hoard. The more they can deliver the dragons and their fellow monsters, the more they get themselves.
And what do the monsters do? They lie. They cheat. They swindle and con. They budge their way into things in the phrase of "efficiency" and "improvement."
I'm sure quite literally in many cases