Honestly not really when compared to the alternative. Our net payout through alternatives was closer to 60%. We experienced a bot attack one month where we actually lost money due to generating massive transaction fees on bogus chargebacks.
I thought Google shifted to a flat 15% anyway (especially for small app developers). It's really a no brainer for app developers then.
My company tried transitioning app subscriptions to alternatives outside the app stores and it was not worth it. Credit card fraud was a massive issue. It got so bad the payment networks (Visa, MasterCard) threatened to ban us from their networks.
Google and Apple aren't totally rent seeking.
To be fair society benefited along with the companies. We should institute a carbon tax on all transactions - not just punish the energy companies.
Insurance rates should be higher in high risk areas. This is the most straight forward way to keep people from building in high risk areas. I really don't think we should subsidize Joe shmoe's insurance on the third rebuilding of his house.
Who are the companies then reselling the houses to?
This is a bad take. Most Republicans are in 'safe' districts where their only challenge is from the right. Being pro-abortion is a surefire way to lose a Republican primary.
It means it's not as simple as saying 1950 home = 2023 home and therefore any differences in price are due to inflation.