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Oh yeah? Why?
I'll take a crack.
It doesn't take 20 years to build a building, even a large housing project. If you're including the planning, financing, management, and value engineering stuff - yeah it takes longer than the actual physical building, but no where near 20 years in total. Unless someone who would say as much is being disingenuos and including all time from concept to completion, combined among all individuals involved.
Also, in previous comments you said they spent a billion a year. Then, in a follow-up comment you said "if they save their money for 10 years". So I'm wondering if you imagine building a housing project costs 10 billion?
Sounds like if the they are actually garnering a billion a year, building housing should be totally workable.
I mean, okay, if they redirect that entire billion a year to building housing (ignoring the fact that a decent portion of the homeless problem would be solved via DEATH), they could throw up housing complexes with that money. But it doesn't change the timeline a lot.
Quick and dirty math:
Building affordable housing in SF costs about a million per unit. There are about 4400 unsheltered people in the city. So we're looking at about 4.4 years of our $1bn/yr budget.
And remember, providing housing is only one small part of keeping people off the streets. Bills, addiction, mental issues, discrimination - we are doing nothing on that front. Preventing people from falling into homelessness? Can't do it, we're building housing.