Asklemmy

43952 readers

769 users here now

A loosely moderated place to ask open-ended questions

Search asklemmy 🔍

If your post meets the following criteria, it's welcome here!

Open-ended question
Not offensive: at this point, we do not have the bandwidth to moderate overtly political discussions. Assume best intent and be excellent to each other.
Not regarding using or support for Lemmy: context, see the list of support communities and tools for finding communities below
Not ad nauseam inducing: please make sure it is a question that would be new to most members
An actual topic of discussion

Looking for support?

Looking for a community?

Lemmyverse: community search
sub.rehab: maps old subreddits to fediverse options, marks official as such
!lemmy411@lemmy.ca: a community for finding communities

~Icon~ ~by~ ~@Double_A@discuss.tchncs.de~

founded 5 years ago

MODERATORS

458

For the first time in my life, I have hit my deductible AND reached my out-of-pocket maximum. I now have three months of actual free healthcare, which is unheard of in the US. What should I get done? (sh.itjust.works)

submitted 2 months ago* (last edited 2 months ago) by Reverendender@sh.itjust.works to c/asklemmy@lemmy.ml

173 comments fedilink hide all child comments

Biologically male procedures only. EDIT: If the two people who downvoted this question could explain their reasoning, I would be super interested. No judgements. This is a safe space!

you are viewing a single comment's thread
view the rest of the comments

[–] xthexder@l.sw0.com 1 points 2 months ago* (last edited 2 months ago) (2 children)

I've done the same math recently and decided it would be cheaper just to pay myself and keep a bit of savings around for anything extra. I could not find a plan that would pay out more than $2k in a year, and that's not even a month of rent some places.

[–] IMongoose@lemmy.world 2 points 2 months ago

It was a very sad day when I learned that my dental insurance is a reverse deductible. Like you said, they only pay out $2k a year then it's all out of pocket. Actually so stupid.

[–] Reverendender@sh.itjust.works 1 points 2 months ago

With your plan I would suggest putting your savings into an HSA or FSA, if you have either of those available to you. At least then it’s tax free.