this post was submitted on 07 Mar 2024
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[–] BraveSirZaphod@kbin.social 8 points 7 months ago (1 children)

This is only available to first-time buyers, not universally, so it wouldn't be quite that simple. If you're confident your house will sell quickly, yeah, you'll just increase the price by 5k, but if you've been having trouble finding a buyer, the credit might tip your current price into being affordable to a first-time buyer that would otherwise pass it up, so you may hold the price steady.

That said, subsidizing demand like this while ignoring the core supply crunch issue is generally not very helpful.

[–] cheese_greater@lemmy.world 2 points 7 months ago

Like the issue is still supply and getting NIMBYS/cities to fuck off, lack of middle + government housing, etc right? These first-time buyers things dont seem to be effective because the issue seems rooted in artificially restricted supply and overwhelmingly accelerating increase of demand (corporate purchasing and in my country at least, unsustainable international "student" policy to enrich schools and a fundamentally unsustainable immigration frenzy writ large

Nothing against students and immigrants (we'll need them since none of us non-blessed can reproduce) but we're lying and taking advantage of many who aren't rich and are banking on our rosier international reputation when the reality is its all fucked and everything that is seen to be done pours lighter fluid on the fire.

Im so tired of all this 😭