this post was submitted on 25 Jan 2024
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[–] CalicoJack@lemmy.dbzer0.com 14 points 9 months ago (2 children)

A lot of US banks also have that as an option, people opt in to "overdraft protection" anyway. The banks make it sound like a safer option, instead of the predatory practice it normally is.

[–] brygphilomena@lemmy.world 16 points 9 months ago

I've had them turn it off, and then one day they just... Did it again. Bastards don't even respect that because they think they know better.

[–] Cornelius_Wangenheim@lemmy.world 6 points 9 months ago

Many banks straight up do not allow you to turn off overdraft protection. The bank I had before moving to a credit union did that.