this post was submitted on 20 Dec 2023
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Lemmy Be Wholesome
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Welcome to Lemmy Be Wholesome. This is the polar opposite of LemmeShitpost. Here you can post wholesome memes, palate cleanser and good vibes.
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I was able to use my credit card to put a nice sized down payment on a car, with a simple call to my bank. I have no idea what the limit to that exception process is. (Collected huge cash back, and paid it immediately with money I had set aside for the car so no interest)
But what about the clearance process? Different ways the money comes in would take different amounts of time to clear, all more than 24 h, so if we have to worry about that, the bank probably won’t let us spend more than we already had
If it was a credit card it wasn't even your money (yet), only after you peid the credit card bill. Which I this scenario would be well after the 24h,i assume...