this post was submitted on 05 Dec 2023
299 points (96.6% liked)

Ask Lemmy

27036 readers
1416 users here now

A Fediverse community for open-ended, thought provoking questions

Please don't post about US Politics. If you need to do this, try !politicaldiscussion@lemmy.world


Rules: (interactive)


1) Be nice and; have funDoxxing, trolling, sealioning, racism, and toxicity are not welcomed in AskLemmy. Remember what your mother said: if you can't say something nice, don't say anything at all. In addition, the site-wide Lemmy.world terms of service also apply here. Please familiarize yourself with them


2) All posts must end with a '?'This is sort of like Jeopardy. Please phrase all post titles in the form of a proper question ending with ?


3) No spamPlease do not flood the community with nonsense. Actual suspected spammers will be banned on site. No astroturfing.


4) NSFW is okay, within reasonJust remember to tag posts with either a content warning or a [NSFW] tag. Overtly sexual posts are not allowed, please direct them to either !asklemmyafterdark@lemmy.world or !asklemmynsfw@lemmynsfw.com. NSFW comments should be restricted to posts tagged [NSFW].


5) This is not a support community.
It is not a place for 'how do I?', type questions. If you have any questions regarding the site itself or would like to report a community, please direct them to Lemmy.world Support or email info@lemmy.world. For other questions check our partnered communities list, or use the search function.


Reminder: The terms of service apply here too.

Partnered Communities:

Tech Support

No Stupid Questions

You Should Know

Reddit

Jokes

Ask Ouija


Logo design credit goes to: tubbadu


founded 1 year ago
MODERATORS
 

Let's get a list going. Like with a Target debit card you can get $40 cash back and it takes 1 to 2 days to be withdraw from your checking.

you are viewing a single comment's thread
view the rest of the comments
[–] Mostly_Gristle@lemmy.world 41 points 11 months ago

It requires a bit of financial discipline, but having a credit card that you religiously pay off in full every month can be a really powerful budgeting tool when money is tight. It lets you combine paychecks or borrow from a future week's budget so you can take advantage of bulk prices or a really good sale price to stock up on things you use a lot of. And once you get stocked up on all your staple items, the money you would have spent on those things gets freed up for other things for weeks, or maybe even months at a time.

Speaking of stocking up on bulk items, my Costco membership has saved me a ton of money since I've had it. It might not make the best budgetary sense for everyone, but my membership fee more than pays for itself just with what I save on gasoline. Even when they don't have the best price on something, often the quality you get for the price still makes a lot of their stuff worth it for me. But even if I don't find a deal on something it's always nice to be able to grab a huge rotisserie chicken that I can make meals out of for most of a week for $4.99.