this post was submitted on 04 Nov 2023
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sense most online business are having black friday is it worth buying something or should i pass and try to save my money. im a teen i have around 200$ but i would like to limit myself to 100$ or less. im probably posting this in the wrong place but im not sure, i just want to make a smart choice when it comes to money.

also i will not be investing in stocks or crypto so please dont suggest it.

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[–] TexMexBazooka@lemm.ee 6 points 1 year ago (1 children)

It won’t change your life, but the mentality of not spending just because you can will

I'm not advocating that teenagers should save no money. I'm just saying you don't have to save "all" of it.

Good financial planning isn't just not spending every cent when you can, it's also figuring out how to get the most out of your money. There is plenty of expensive stuff that I've spent thousands of hours with, which makes them totally worth the investment. There's no way a teenager would be able to figure that out without some trial and error.

I'd say it's better to get that out of the way now than later. If you make a bad purchase decision as a teenager, at most you're short 200 dollars. Maybe that startup idea isn't exactly what you imagined it to be, but at least you figured that out now than after sinking 20k into MLMs.