this post was submitted on 23 Oct 2023
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[–] grayman@lemmy.world 1 points 11 months ago

The issue is theft. In the US a debit card transaction dispute takes months to resolve and you may not get all your money back. So when your card number is stolen and used, you're out a lot of money for months and some you never get back. CC disputes are reversed in the card holder's favor immediately.