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I used the poor to defeat the poor (lemmy.world)

submitted 1 year ago by Stamets@lemmy.world to c/funny@sh.itjust.works

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[–] whatwhatwutyut@midwest.social 2 points 1 year ago

I actually had more fees when with a credit union. Iirc they wanted $3 to issue a cashier's check - the bank I was with charged $5 for a cashier's check... after you had used the free one they allowed each month.

The bank also honored my request to decline charges that would overdraft my account. They don't charge for declining these charges. The credit union ignored my choice on that and charged overdraft fees without any notification to me that my checking account was negative (I had money that was in a savings account linked to the checking, I had just forgotten to transfer after getting paid). So I think ymmv for the quality of banks and credit unions.