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Like I said, the lions share of motorcycle collisions is the rider running into something. With a motorcycle you're exponentially more aware of other drivers and much more maneuverable. Once you think of EVERY car on the road as the moron trying to hit you, you can avoid it even if it was intentional. Which it never is, which means its even easier.
Take like 1 in-person motorcycle class and as long as you don't hit something or run off the road you'll be fine. Most insurance companies will even give you a discount once you take the class(my discount applies to my car as well)
I've been rear-ended three times in my car, twice while I had been stationary at a light for at least 5 seconds
Things like that are pretty much out of your control and go from annoying in a car, to injury or even death on a bike
I had planned to. It also waives you from the dmv test too.