Ask Lemmy
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Health insurance exists for medical emergencies; vomiting and chest pains are signs of a heart attack which, I dunno where you're from, but where I'm from that sounds like a medical emergency to me.
I get that the US healthcare system is bad and exploitative and absolutely leaves people in crippling, life-altering debt. But one fucking trip to urgent care is not going to render you homeless unless something is very seriously wrong with you in which case see also: being dead also sucks pretty hard.
Personally, I've seen a lot of doctors and received very little help for my considerable trouble, and more than a little harm. I was fortunate that I rarely have to pay for medical service (but have to forgo it when I do) but if I had been paying all this time, it would be very easy for me to choose feeding my hypothetical children for the current week over another probably useless visit.