this post was submitted on 03 Apr 2025
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no, they SHOULD have their funds in low-risk investements. That's not the same as having it. There is no requirement for funds to automatically transition to something more safe, it's merely a good idea. So quite a few people are still getting fucked over.
That's nice, but Americans are also getting fired left and right, and more people are about to get fired when the shock of these tariffs makes its way through the supply chain. That makes it hard to spend money.
Another issue is that adjustments like these are often corrected, but not compensated. The line will go up again, but it also moves to the right, reducing your final amount.
Also, I personally haven't been timing the market, because my crystall ball hasn't been working well and my local wizard has been pondering it for months now.