Ask Lemmy
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The fuck is wrong with you?
Why is this upvoted so much? This isn't useful advice, it's just an insult in response to an honest question.
Plus, he's not that stupid. He didn't rack up tens of thousands in credit card debt he couldn't repay.
However, I am SOMEWHAT stupid. I've been rather frugal and financing things and credit cards haven't really been at the top of my priorities over the years, so I'm rather ignorant of it. I try not to spend money I don't have.