Canada

I question your reading comprehension. The dental coverage costs very nearly as much as it pays for. If I remember correctly, I have to use over 90% of what it pays out to break even. This means if I only use 90% of my 'coverage' I actually lose money. My feelings of gratitude for my privilege are immeasurable, much like that of a serf whose master only beats him once a week instead of twice. In fact, the gratitude for access to this 'coverage' is so great that I don't know of a single employee who has opted for it. Now, tell me, when is the last time you heard of a Canadian employee turning down dental benefits? I hadn't even conceived of such a thing until I came across this.