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Too many older Americans are using credit cards to cover groceries and rent: AARP
(www.usatoday.com)
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Yeah honestly, set up that minimum payment autopay and go buck wild. If you're broke enough to not afford groceries I'm assuming you don't have much of if any assets to will.
Make sure your family members know that if any credit card companies call them saying they are responsible for the payments that weren't covered by the estate, they are lying. If you never acknowledge responsibility for the debt and never make any payment (i.e. acknowledging responsibility for the debt) there ain't shit they can do. "The cardholder is deceased, you may file a claim against the estate. Do not call this number again."