this post was submitted on 02 Dec 2024
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Could even be as simple as a savings account. We’re all used to those paying a negligible amount of interest but there are a few high yield ones that may be worth it.
I started keeping more of my emergency fund in savings once I found a high yield choice, although it just dropped to 4.1% so I don’t know. These may have more constraints when you’re just starting though …..
But I really wanted to stress the above point of automatic savings. It’s really helped me to not spend, when I automatically put a little aside so it’s not even in my checking account to spend. Forced savings.
exactly, but op didn't want to open a new bank account which is why I didn't suggest it.