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Yeah, no. Apartment living sucks ass. I'd rather live in the suburbs. My neighbors are close but far. We can't hear each other normally. It's great.
Live in a nice apartment. Makes all the difference.
The suburbs are horrendous. Everything is five miles away, you're in gridlock when school starts or lets out, and the only social activities are pay-to-play. Spent my childhood in the suburbs and it was miserable.
Lived in an apartment for ten years and I couldn't hear a peak from my neighbors, because the walls were wide and padded. Moved into a townhouse with single-pane glass windows. Neighbor's kids were practically in my living room until I upgraded to double-pane a few years later. Insulation is a total game changer.
Past that, anyone who lives in a neighborhood with teenagers will hear those teenagers. As soon as someone gets a motorbike with a cut-out muffler, everyone on the block knows what time they get home.
Where I live apartments are places that people try to leave. People who live in apartments are generally less well off and have problems with crime and anti-social behavior. There were 2 murders in 3 years where I lived. Moved back to my parent's house and then was lucky enough to be able to buy a house.
It's just not something that I would want to do again unless I was forced to.
There are apartment buildings in my city of Houston where the base units rent for north of $10k/mo. Housing is cheaper (relatively speaking) but you don't get the kind of access or amenities that these spaces provide. If there are criminals in these units, its all white collar crime. Nobody is stealing catalytic converters to pay rent at the Riverway Plaza.
Live in a nice upscale spot and you'll enjoy the apartment lifestyle. Live in a falling over money pit and you'll hate home ownership.
The great thing about parents is that they've already paid off their mortgage (or near enough) that they financed on a property purchased decades beforehand. But the down payment on a house costs more (even in PPP adjusted dollars) than the whole unit would thirty years ago.
That's not a rich-guy / poor-guy problem, its an old-guy / young-guy problem.
Most cities in the South stink. Our suburban school district is the best in the state. Very little crime. My house is the correct size thankfully. I can afford it.
10k/month for an apartment. Lol. That is a rich guy thing. My mortgage is $750/month.
I don't like all the people everywhere anyway. Whatever floats your boat.
Amazingly my parents house and my house cost the same at purchase. $130kish. A lot of things fell into place for us to be able to buy a house. I did get lucky.