Small town suburbia is viable, but most suburbs (at least that I know of) are not small town - they are urban sprawl. Most of the cost is from strained infrastructure, usually due to overextending a city, which is likely not present in your town. I still would not recommend small town suburbia due to points 2 and 3, but it works.
I will note that most US suburbs are insolvent; I cannot speak for Australia. This is part of the reason why a lot of cities have genuinely abysmal infrastructure, because they cannot afford upkeep. Also keep in mind that due to point 2, property costs in the city rise because expansion becomes way more expensive because you have to tear apart suburbia.
Common sense is not a "gotcha", its common sense. I don't know why everyone thinks this a win/lose thing.
You can find many mass killings from capitalist regimes too, its just a very pointless thing to bring up. Nazis do not care how you trade your goods. You have Capitalist-Nazis, Communist-Nazis, and Anarcho-Nazis. They are all Nazis and are not welcome.
Equating a Communist to a Nazi is total horseshit. You can also equate a Capitalist to a Nazi. Or an alien to a Nazi. But its a completely bad faith and ridiculous claim. Convo ends here - done engaging.