cecirdr

joined 1 year ago
[–] cecirdr@beehaw.org 9 points 1 year ago

BG3...soon. :)

 

Right now, I’m playing the early access version of Baldurs Gate 3. I’m getting ready to put it down (frustrated: BG3 has the potential to be good, but without controller support, I’m getting really frustrated with the UI. ) and switch to Yakuza Like a Dragon.

What are you playing now and what are you looking forward to playing next?

 

I took my buddy camping. He’s 17 years old or so. I got him from the shelter, so I don’t really know. He spent most of the trip just sleeping. 😄

[–] cecirdr@beehaw.org 1 points 1 year ago

I remember years ago when Enron and Worldcom collapsed. People who were retired/nearly retired lost a lifetime of investments. They found themselves on the cusp of their elder years and thrust into poverty overnight.

If (when) the stock market fails everyone is going to be in that same boat because all other avenues of saving money other than shoving it in a mattress or burying it in your yard is ultimately tied up in the market. I have to contribute to a 401k and pension plan to get employer contributions. So instead of a safe CD or savings account...my extra money is "playing" the market. I don't like this and predict it's going to get really ugly for lots of folks when finance buckles. I'm 10 years out from retirement and on edge just thinking about this. Then again, I know I won't be alone.

 

One of the steps in a societal collapse is a loss of faith in financial tools. The stock market has seemed like a casino for a long time to me, yet it is still cranking out money for the upper crust. It is the primary driver for business decisions that produce short term gain, but reduce long-term viability for the companies and for the environment.

Currently, there are no other real vehicles for the average US citizen to invest in for their retirements. In my parents' generation, there were more. Heck, they had a lot of money in CDs and even those earned a decent rate of interest. Yet everything now is such a low return, or boom/bust like housing, so little guys like me are pushed into getting retirement accounts that are stocks. I'm not keen on that.

What's even worse is that many jobs will employer match if you put into one of the stock market based retirement funds. But if you want to just put your money into a savings account, you miss out on the employer matching. So there's strong incentive to keep putting your money into the stock market.

So I keep trying to read the tea leaves to figure out when the casino is going to collapse. ...or even if it will. I think there are some folks that just assume that it will keep making money for the wealthy and the rest of humanity will just get left behind.

1
My lizards. (beehaw.org)
submitted 1 year ago* (last edited 1 year ago) by cecirdr@beehaw.org to c/herpetology@mander.xyz
 

Here are a few my little dudes.

My bearded dragon. Her name is Giz. She’ll be a year old in July.

This is Oscar, my Chuckwalla. He was wild caught and his tail is a little damaged. I’ve had him about 2 years. I hate that he was from the wild though. I didn’t know his history until after I bought him. Sorry about the auto rotation. I don’t know how to fix that.

I’d love to see other folks’ lizards or what you have living natively in your corner of the world.

 

I'm new from Reddit so I'm still looking around the Lemmyverse. I hope more folks from the reptile forums there take a chance and migrate over here.

I have a bearded dragon that's about a year old. She's a champ. I've read that at some point, they shift to being mostly vegetarian with some bugs once in a while. I don't think she got the memo. She still vastly prefers bugs to salads. I guess I get her to eat a salad 1-2 times per week. But she chomps down on superworms and crickets. I'm raising dubias that I hope to shift to instead of crickets though. I figure I've got a few more months before the colony is ready for me to start getting feeders from it.

Anyway, when to beardies start to need less protein? How often does a mature bearded dragon need bugs? Thx!