Memes

I’m almost 50 years old and I’ve never used a check in my entire life.

What is this old timey bullshit? Why not a burlap sack of fucking pieces of eight?

Password Manager

There will be lots of a useless accounts you have to make in life. Scale yourself. Many such accounts will not be optional. At least this one provides you with some value.

A check has your checking account number on it. Please don't write checks. Use cash.

Americans once again making shit more complicated than it needs to be. Most of the world has moved on from cheques to wire transfers, deposits, etc. all done through online banking.

Every transaction is tracked and accounted for. No need for this bullshit.

...Does anyone have data on how many people still use checks?

I mean... The account exists if you log into it or not. You still need to keep track of it so that you're paying into the correct account, and so that you know how much to pay.

Only you now have to talk to a person if you need to check or change anything.

I'm old school, if I want to buy something, I go to the store with the ability to essentially examine the item, pay for it in cash and go home. Crating an account and paying with the card, with which also the bank knows what I had bought? WTF, capitalism surveillance shit.

What does it even mean "one less account to track?" The money is still coming from a bank account, if you track the money in your account you would still have to account for a check, and it would be even worse if the check isn't cashed right away.

Is it that you don't have the monthly credit card bill if you send a check? But you're spending the same amount of money regardless, checks are more like one-off credit card transactions, that don't confirm payment like a credit card does. Checks are worse for the payment-neurotic. That's maybe an argument for debit cards, it's not an argument for checks.

The postal service has recently been a victim of a lot of theft targeting checks. People are willing to rob postal workers at gunpoint for their box key. Then, thieves sift through all the letters for a chance of finding a check.

Worse, they have ways of “washing” the check to turn it into a blank check, and reuse it with a new amount and recipient.

I think the last time I cashed a cheque my elderly mum wrote it. Had no idea before that people even still had cheque books after 2002 or something, but fortunately I didn’t have to find if there was a branch of my bank left within fifty miles because you can scan them in the app and pretend the other person sent you money in a normal way.

Cash anyone?

Okay, boomer

Okay Boomer.

Option 3: make my bank write checks for me

Hm, seems legit

a check? ok bye, ive never understood what the fuck that shit should do… like what about cash or just a simple transfer? why do people use checks?

Or just use a password manager

i feel kinda stupid. what do checks and online gaming accounts have to do with each other? do they accept checks as payment for access?

Edit. Wow me, just wow. Playing == paying

Whoooosh. I don't get it.

What? The only payments I make that could take checks are my bills and it's not like I wouldn't have to keep track of those just because I'm paying by check. I don't understand this at all.

I keep all my bills organized in bookmarks. Keep track of their due dates on a Google Sheets budget. I'm not going back to checks..lol

I think checks are a thing of only American past. Can’t think of anywhere else where they used checks so frequently. While they existed, they were the exception