You're looking to exercise. That means expending energy. The carbon bike's reason for existence is to reduce energy expenditure. It's lighter and more aerodynamic. A side effect is that it's also a bit easier to carry although 2-3kg difference isn't a lot for that purpose. Unless you're looking for setting times against others, there's not much point to it for you. Then comes the ease of living with it. The alu frame will likely last till you're in your 60s without any special care from the elements. It'll likely need no treatment after crashes either. Paint scraped? No problem. The carbon on the other hand is much more difficult to live with. You can't ignore dings and chips in the paint. You have to inspect it for safety (ultrasound, etc) after significant crashes. Alu is much more usable in comparison and I'd take it any day over carbon, even if I had a high budget.
On a side note, don't be afraid to change the bike from its typical "road" shape. Different handlebar styles (go flat if you prefer it) and heights, tires, saddles, suspension seat posts (oh yeah π« ), tweak it however it feels comfortable. Attach a rack for storage if you have to. Going 70k on a bike that is comfortable feels much nicer than arriving bent into a shrimp.