Australia

I'm re-opening the discussion after having read through the threads and dealt with comments. If you believe I've missed something or discussion devolves again please file a report rather than attacking the offender. I'd rather not lock this thread again as this is an important discussion to take place.

For context:

• There was a commenter asserting that poor people were poor due to lack of intelligence or education.
• This is a very offensive viewpoint which ignores many of the factors that contribute to poverty.
• Many users responded with civility
• Some did not, these comments have been dealt with
• The commenter (with the offensive view) was uncompromising in their opinion even when valid arguments were brought against them.
• The user received a ban under Rule 0 (Don't be a dick)
• This was not because their view was unpopular or because they didn't immediately change their mind based on what other people thought.
• This was because they were spreading a misinformed view that was highly offensive to people suffering from poverty, especially in almost all cases when it isn't their fault. Even more so in this case where the target of the scam was disabled.
• I have no problem with people sharing their honest opinions and encourage it. I'm not going to delete comments just because I disagree with them. But if you're saying something that's wrong or hurtful and you get called out for it, do some research and argue back in a civil manner or step away.

The rules:

0. Golden rule - don’t be a dick. If you wouldn’t say it in front of your grandmother, don’t post it.
1. No bigotry - including racism, sexism, ableism, homophobia, transphobia, or xenophobia.
2. Be respectful. Everyone should feel welcome here.
3. No porn.
4. No Ads / Spamming.
5. Nothing illegal in Australia

Fine them for everthing they've got, then charge them the same prices for items to rebuild their life

Temporarily locking this post since the discussion is getting a bit out of hand

This is the best summary I could come up with:

An approved provider directly arranges contracts with Centrepay's 600,000 monthly users, taking repayments before the money hits their bank account.

"People are going in with blind faith [thinking] that because it is endorsed by Centrepay, that it's an ethical business and they're going to be treated fairly," said Caitlin Bender, AnglicareNT financial counsellor.

The corporate regulator gathered Rent4Keeps customer data over a three-month period in 2019, which showed the appliance company had arranged 533 contracts valued at more than $1.8 million.

Mr Payne operates Rent4Keeps Australia and replaced his wife Vikki as sole director of both the Victorian and NSW franchises in July last year.

A solicitor for Rent4Keeps Australia and its Victorian franchise did not respond to questions about why his clients continued operating in NSW, but said they would vigorously defend ASIC's allegations at a trial in February 2024.

Services Australia told 7.30 it was unable to comment on individual businesses or those subject to ongoing legal action, but that it was "working across government to stamp out predatory behaviour to ensure Centrepay can continue to operate as a useful budgeting tool".

The original article contains 849 words, the summary contains 183 words. Saved 78%. I'm a bot and I'm open source!

Honestly though, isn't this kind of on the customer for agreeing to it in the first place?