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Recommendation for software/ apps (lemmy.world)

submitted 5 months ago by root@lemmy.world to c/personalfinance@lemmy.ml

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Hello,

So I recently revisited (and recreated) my savings spreadsheets so that I can track my needs, wants and savings. To try to keep track of my fixed costs and also try to follow the 50/30/20 rule (not sure if this is a good strategy or not).

I have everything mostly sorted, but as new things come up, say a new subscription or a cancelled one, changes in rent, etc. It will be a bit of a hassle to keep this up to date.

Are there any software/ apps that you guys use that you like that make this kind of thing easier to see where your money is going?

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[–] PrecisePangolin@lemmy.ml 3 points 5 months ago (1 children)

I always recommend some sort of envelope system where you assign every dollar a job. Create categories for your expenses and then you can deduct from those by adding payee transactions. Actual budget has a self hosted option for free and YNAB has a subscription model I believe.

[–] root@lemmy.world 1 points 5 months ago* (last edited 5 months ago)

Thanks for the reply! I'll look into these!

Update: Ended up installing Actual and it's pretty nice! I think I'll also check out Quicken and YNAB (for non self-hosted options).