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I was in the process of applying for the SAVE program when it was blocked. I don't know why or how but this put my payments on hold for another year. Not as good as paying it off, but still a huge help.
I was automatically enrolled in it a while back because I’m on income-based repayments, and they just keep delaying even recertification. I haven’t had to do shit with my account in years. It’s really nice honestly, because I don’t intend to repay it (I’ve never made enough to warrant a payment, under the income based plan.. so fuck ‘em)
I’m super glad you got into the infinite loop of stalling too! :) everyone should apply, when they can!
Basically, if I understand right, they are choosing to do nothing rather than fuck it all up and collect what they shouldn’t, which they would then have to credit.
My wife was already approved for it. I was supposed to be done in July and now I can't do anything... I wasn't even on the SAVE plan. I was on the preexisting forgiveness program for state employees and teachers. Now they won't touch my account, placed a hold on it so all I can do is make payments. I'm not paying shit until I have a definitive word about when I'm done!
I was approved and was started on the plan then boom.
It's really keeping us in a shitty place. One of the reasons I've stayed with this company so long was being on the forgiveness plan. With that taken care of, I could look into working with a private company and leverage the decade of experience I have into a better salary, but until it's taken care of I can't risk jeopardizing my repayment plan... It's like being held hostage.
I work in higher ed. The hell I’ll ever go into public sector while holding a loan.