this post was submitted on 03 Aug 2024
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If that were indeed the case then how come so many banks now take online check deposits with just photos of checks? Just this afternoon I deposited a check via my banks smartphone app. I endorsed the check, took photos of both the front & back, and the app sent them to the bank. In a few days I’ll get an email confirmation that the check was deposited.
You'd have to ask the Federal Reserve. I don't make their rules.
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