this post was submitted on 18 Jun 2024
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Insurance company : Oh you paid for insurance but we won't cover your costs
Finally claims insurance after months of waiting
Hospital : You have an insurance so the bill is 8x higher but no you don't need to pay all of them half is paid by insurance not you only have to pay 4x the money without insurance
but you have to pay the full amount anyway and go through insurance because you have a deductible that needs to be met because your annual physical isn't supposed to happen until November when you get time off around Thanksgiving but you don't want to have to pay the full non-insured price of this and not count it to your deductible when you KNOW that you'll have to pay the full cost of that primary care visit and your 45-year-old colonoscopy coming up and everything is terrible.