this post was submitted on 02 Jun 2024
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[–] phoenixz@lemmy.ca 12 points 5 months ago (6 children)

Well yeah but... Fake money, is "real" money real? The support structures behind bitcoin and dollars or euros are different and both have positive and negative aspects. All in all bitcoin is worse, mainly for the power usage, but if it comes to ease and speed of transfer for the average user bitcoin rules. I guess we can mostly thank banks for that.

[–] explodicle@sh.itjust.works 8 points 5 months ago (2 children)

This raises the question of how much pollution is created by the dollar in the form of increased consumption from shortened time preferences. The dollar inflates to encourage people to spend more now instead of save, so that the economy gets bigger.

[–] Churbleyimyam@lemm.ee 4 points 5 months ago (1 children)

Man it's so brutal when you think about it like that. Inflation is theft by the back door.

[–] zerog_bandit@lemmy.world -1 points 5 months ago (2 children)

The feds job is to force people to stay productive. It's a feature, not a bug.

[–] explodicle@sh.itjust.works 3 points 5 months ago

These gains from productivity have gone to the wealthy, and the costs of pollution have gone to the poor.

[–] iopq@lemmy.world 1 points 5 months ago (1 children)

That's not how it works. When you invest into the stock market, it actually beats inflation in the long run. So inflation doesn't actually make me spend any more money than I would otherwise, since investing it would still later improve my buying power even more

[–] Churbleyimyam@lemm.ee 3 points 5 months ago* (last edited 5 months ago) (1 children)

You mean that investing in the stock market is a hedge against inflation? I can't argue with that. But not everyone has money to invest in the stock market after rent, bills, food etc. Unless your wages/benefits rise in line with inflation or you have money to spare, you basically only have the option of buying worse stuff or simply going without it.

[–] iopq@lemmy.world 1 points 5 months ago

If you don't have money to save, then inflation doesn't make you spend your money either, since you're basically spending it all anyway

[–] phoenixz@lemmy.ca 0 points 5 months ago (1 children)

Well yeah, but that you can potentially also do with crypto, I'd say that is a whole other level on top of currencies

[–] explodicle@sh.itjust.works 0 points 5 months ago

Yeah but you can't not do it without crypto

[–] DarkCloud@lemmy.world 6 points 5 months ago* (last edited 5 months ago) (1 children)

I'm happier about being able to buy drugs on the dark web than I am about giftcards, even though they're conceptually related (eg. both "fake money").

[–] phoenixz@lemmy.ca 2 points 5 months ago* (last edited 5 months ago) (1 children)

You shouldN'T have to go to the "dark web" to buy drugs, unless it's highly destructive like meth

(on a side note, I hate that dark wev name, it implies something evil, it implies that only hackers can get there, its just sites you won't regularly find on Google, or different places like telegram channels)

Edit: damned auto correct

[–] DarkCloud@lemmy.world 1 points 5 months ago (1 children)
[–] phoenixz@lemmy.ca 0 points 5 months ago

Yeah, autocorrect

[–] Obi@sopuli.xyz 2 points 5 months ago

Only really true in some countries. In the Netherlands you can extremely easily and instantly transfer money from one account to another (even at another bank) for free, using simply their IBAN. There's also apps for convenient stuff like requesting a small payment by generating a link or splitting the restaurant bill, etc. Again all working directly with your real bank account.

In France you need to physically go to your bank's branch, prove your identity via 4 different pieces of ID, write a physical check, sacrifice a goat to the overlords, and then the transfer will get there in a couple of weeks.

[–] kibiz0r@midwest.social 1 points 5 months ago

You would have to define “real” first.

If we use Cory Doctorow’s concept of “moneylike”, then the only thing that makes crypto “real” is ransomware.

So yeah, I’d say “fake money for criminals” is pretty accurate.

https://locusmag.com/2022/09/cory-doctorow-moneylike/

[–] phoneymouse@lemmy.world -5 points 5 months ago* (last edited 5 months ago) (1 children)

It should be called “unregulated money laundry for criminals”

[–] phoenixz@lemmy.ca 1 points 5 months ago (1 children)

Well... Partially. It could be so much more than just nerd investment gambling and criminal money, but the technology is just fundamentally too flawed for that.

[–] iopq@lemmy.world 1 points 5 months ago (1 children)

There are many different technologies, which one is flawed?

[–] phoenixz@lemmy.ca 0 points 5 months ago (1 children)

I'm referring to all blockchain based ones. Block chain, by design, is beyond extremely inefficient

[–] iopq@lemmy.world 1 points 5 months ago

There are ones based on mesh structures, and other shit I don't quite understand. By design, having multiple currencies offloads a lot of the transaction cost.