this post was submitted on 30 May 2024
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You missed the point of my reply. I pointed out that the benefit of H&R block is that they keep the records easily accessible, so when I buy a home I just link the H&R block account to the lender and they pull all of my tax and income history. Saves countless hours of gathering info and filling out paperwork. That's worth $300/year to me.
You wanna pay and extra ~$280 a year because you save a little bit of time when you buy a house? You know FreeTaxUSA has all your documents too, right?
You've never bought a house if you think it's saving "a little bit" of time. We're talking easily 40 hours of gathering and filing paperwork here. That's $2,200 of my time. If I buy a house once every 7 years it works out.
I've bought two houses and it did not take me 40 hours of gathering paperwork. Maybe an hour or so maximum to get my paperwork for the bank.
Do you buy houses all the time? Do you want your income info to be sold to anyone who will pay? You are paying extra for them to have access to your info.
I buy a house on average once every 3 years and it saves me apx $2,200 worth of time.