this post was submitted on 16 May 2024
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[–] hal_5700X@sh.itjust.works 22 points 6 months ago (3 children)

Physical cards are harder to mess with then a phone. Physical cards are safer.

[–] plz1@lemmy.world 7 points 6 months ago (2 children)

Until you get hit by a card skimmer. Encrypted NFC is safer than a physical card.

[–] vrighter@discuss.tchncs.de 6 points 6 months ago (1 children)

and how, pray tell, do you think contactless cards work?

[–] plz1@lemmy.world 1 points 6 months ago

I was referring to services like Apple Pay

[–] BearOfaTime@lemm.ee 3 points 6 months ago

I haven't used a swipe in years. Virtually all contact less now.

[–] LifeInMultipleChoice@lemmy.world 7 points 6 months ago

Can you explain that one to me? Anyone can take my card and use it, no one can take my phone and use it.. also I would notice my phone being gone sooner. Cards dont have to transfer to other devices and have to be readded with the banks verification. A card is as easy as beep and draw an X, or not even have to "sign".

[–] htrayl@lemmy.world 1 points 6 months ago

I can put my credit card number in any transaction directly, and so can anyone else. Digital payment can provide a random one time card number (at the expense of privacy, admittedly). Physical cards are absolutely not safer.