this post was submitted on 11 Aug 2023
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I just spent a month in Europe and tapped-to-pay my credit card every I went, from the center of London to a train station in the south of France to a small cafe in Poland - without a surcharge.
Why are they getting away with it in NZ? Are we just too much of a captive market to do anything about it?
I would guess Europe has competition between banks that lead to much lower service charges. Our small market has ample examples of our lack of competition leading to higher prices.