this post was submitted on 30 Jan 2024
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[–] LilB0kChoy@midwest.social -2 points 9 months ago (1 children)

You comment on a news article about Americans and credit cards and argue your opinion which has nothing to do with Americans or their credit cards.

In context your supporting statements for your opinion are factually wrong. You also have yet to explain your original comment.

Your reply and those under you are listing why credit cards are the better choice, however I wonder if they all know they are being played.

The slang term played usually means that you have been outwitted or used as a pawn.

How are they being played?

Those that use their credit card and pay it off in full are subsidized by the number of people that spend beyond their means.

How are they being subsidized?

I’ll be flabbergasted if you can answer either of those questions in any way that makes sense in the context of Americans and their credit cards.

I hope you learned something because I’m pretty sure your spurious statements have made me dumber.

[–] lazynooblet@lazysoci.al 3 points 9 months ago

I stand by my comments as you've yet to provide arguments to the contrary.

Yes being played fits. There are people that jump into credit cards and get over their head by spending outside their means. Something that banks enable and it's the reason it is incentivised.

I see you're getting somewhat frustrated. Sorry neither of us could persuade the other. I'll leave it there as I think cultural differences are causing loss of understanding. I hope US banking gets some needed adjustment.

Have a good day/evening.