this post was submitted on 23 Jan 2024
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[โ€“] FunderPants@lemmy.ca 15 points 9 months ago (1 children)

This is gong to sound nuts, but subscriptions aren't a problem for me, auto renewals are. I like to be in control of my finances, so whenever I sign up for something I pick a term I can live with, 1,3, 6 or 12 months, I pay, and I immediately go to the account management screen and cancel.

I don't care if it's inconvenient to have to think about it every so often, but I'm in control of the spending and to me that's what matters.

[โ€“] ulterno@lemmy.kde.social -1 points 9 months ago

Is paying via credit card with auto renewals the only payment method companies provide you? That's pretty bad, I'd say.

Because, considering what you are having to do RN, it means that they can simply change a policy and next time you pay, you might find out the "account management screen and cancel" becomes unavailable.

There has to be a way to pay without having to give your credit card details... e.g. The payment gateway sends a request to your bank; your bank asks you for confirmation for one time payment; you confirm payment; the bank sends acceptance to request; payment gateway captures it and gives you your bill.