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if you dont mind me asking, which banking app do you use? have you checked out the privsec.dev compatibility report?
My banking app is in the list and already has a number of reports against it reporting the same problem I have with it. Exploit protection compatibility mode was already enabled on my phone. The app just freezes upon startup ever since an update that rolled in later last year and as I said, this problem has already been reported by other users.
:( thats annoying. i assume you have google play services installed.
its a good thing your bank doesnt enforce using the mobile app, like mine...