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They should automatically refund to money if not spent in 5 years or so.
Gift cards would cease to exist overnight if that was a requirement.
They hope you forget, it's free money.
But if every dollar had to be worth a dollar, there would be no space to squeez in operating costs - issuance, accounting, all that jazz.
Sure, they'll bring in a couple more customers maybe, sure, you can make some money on the interest in the meantime, but it just wouldn't be worth it IMO.
"Gift cards would cease to exist overnight if that was a requirement."
Okay 👍
Obviously it's a hyperbole.
Please share your argument or don't waste the bandwidth of your lemmy server.
Refund automatically to who? Most gift card sales are fairly anonymous, and I much prefer that than having to give details out.
The money laundering risk would be pretty high for them to do that
How so? People laundering money aren't going to wait that long for clean funds ignoring the obvious issues with then attempting to refund cash to fake names and addresses because if the so called launderers used their real info it would be too easy to prosecute them.
Long story short, this would be the most inefficient way to clean cash.