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Vet technician, 33, is scraping by in a small city Ontario house her parents paid for: ‘It’s a lot of guilt’
(www.theglobeandmail.com)
this post was submitted on 13 Nov 2023
71 points (91.8% liked)
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Ok, she doesn't have an income problem, she has a spending problem.
The internet + phone bill of over $200 a month is insane! She can negotiate/switch her internet bill to at least half that. And she can switch her cell phone to something like public mobile for 1/4 of what she's paying now.
Car repairs, gas, insurance... if you can bike in your small town, this will save you a fortune. Also, consider switching to CAA's pay-as-you-go insurance, which works incredibly well if you also bike.
Food... way, WAY overspending here. $400 a month could feed a family of four, so that needs to be looked at. And "eating out, coffee, alcohol" should be cut completely if she's struggling.
Her cats... well, pets are a money pit. This will always keep her debt.
Haircuts/cosmetics. I'm not a lady, so I can't say whether this is a typical expense or not, but unless she makes a living based on her appearance, this should be trimmed (no pun intended) to a more reasonable level.
Apps... I'm going to assume these are subscription services totalling $30 a month. Insane. Cut those out unless absolutely necessary.
If someone can help her budget, she could easily be saving $500+ a month with little effort.
$50k for an individual living in a small town should have her living like a queen.
My own bills:
Internet (Beanfield): $40/mo including taxes.
Cell (Freedom): $34/mo per phone, incl taxes.
Beanfield may not be available everywhere, but Teksavvy has similar plans.
Beanfield is only available to some condominium users in major downtown cities. It is not an available option to most Canadians, especially the vet tech in this article.
It's a shame that the article doesn't specify which town, but it does say University town.
If I were to guess, especially since she's a vet tech, is that she lives in Guelph or Windsor. Other vet universities in Ontario are in much larger cities.
If that's the case, she has quite a few of options for phone and internet.
Teksavvy is available nearly everywhere and I know they have similar plans because I was a customer.
Definitely not the case. They serve suburbs and cities. I live semi rurally and they are not a possible option.
She lives in a college town. The vast majority of people in Canada live in urban centers. So, for most single people in Canada, spending less than $200/mo in Internet+phone is trivially simple.