this post was submitted on 09 Nov 2023
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Europe

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[–] notepass@feddit.de 16 points 1 year ago (1 children)

And free if I remember correctly. I never used it because my bank was like "Fees might apply". Trying to figure out which fees and how much was pretty much impossible.

[–] Mopswasser@feddit.de 6 points 1 year ago (2 children)

In Germany it’s generally 1€ per transaction 🀑

[–] sv1sjp@lemmy.world 2 points 1 year ago (1 children)

In Greece is 4-6€ per transaction for every 100β‚¬πŸ˜Š (now we have created the interbanking system called IRIS which you can send money to an IBAN linked with your phone number for free)

[–] Mopswasser@feddit.de 2 points 1 year ago (1 children)

I can’t wait for the day when consumers can cut banks out of their lives.

[–] agarorn@feddit.de 1 points 1 year ago (1 children)

How would you get loans without banks?

[–] Mopswasser@feddit.de 1 points 1 year ago* (last edited 1 year ago)

From the central bank at slightly above policy interest rates. Cutting out as many middlemen as possible should be imperative for our age of technology.

That is until we have gotten rid of the central banking system …

[–] albert180@feddit.de 2 points 1 year ago (1 children)

Nope. It's not. My Sparkasse charges nothing

[–] Mopswasser@feddit.de 3 points 1 year ago (1 children)

That’s rather the exception than the norm. All my banks charge 1€. All Sparkassen I researched you pay at least something:

https://www.sskm.de/de/home/service/echtzeit-ueberweisung.html

There it is 0.75€

[–] albert180@feddit.de 1 points 1 year ago* (last edited 1 year ago) (1 children)

Here it is of my Sparkasse, 0€

[–] Mopswasser@feddit.de 4 points 1 year ago (2 children)

Don’t doubt that but as I said, this is the exception rather than the norm.

[–] albert180@feddit.de 1 points 1 year ago

That's a shame

[–] Odiousmachine@feddit.de 1 points 1 year ago (1 children)
[–] Mopswasser@feddit.de 1 points 1 year ago (1 children)

This is the least weird aspect about the Sparkassen system. They served their purpose but are being obsolete these days.

[–] Odiousmachine@feddit.de 1 points 1 year ago (1 children)
[–] Mopswasser@feddit.de 1 points 1 year ago

True, of course. But the Volksbanken are similar to the Sparkassen when it comes to confusing customers.