this post was submitted on 11 Oct 2023
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The point is that there is more than enough wealth in developed economies that, if society was structured differently, everyone would be able to enjoy a luxurious lifestyle (within reason) without having to worry about "cutting back".
The people who have the privilege to have more money than they could ever spend did not get there through being "better" than anyone else by most definitions, they got there through privilege - or at least, on the majority of cases.
Your response is pragmatic given the reality that we live in. It bears to keep in mind though that many, or most, developed economies are currently regressing. Luxuries are becoming more out of reach, not less, for the majority of the population, despite the fact we are more productive than at any point in history.
That isn't the discussion at hand. We are talking about articles framing advice from people who will never want for anything as a panacea for being lower class. Sure, be financially responsible. People like me are tired of being told that financial responsibility will inevitably lead to financial freedom because it just isn't true.