this post was submitted on 12 May 2025
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Chances are, you are part of the 10%
To be considered in the richest 10% of the world population, you would need a net worth of approximately $130,000 (as of late 2024). I don't personally know anybody just sitting on 130k of money and assets. If you are, good for you, but many of us are not.
The chances of an average American being in that group is comparatively high compared to much of the world (around 50%), but still on the "Chances are..." forgone conclusion of your comment
That's just about everyone that owns a home. And, you better have something much more than that if you plan to ever retire. In the US, $130k is both a lot and nowhere near enough.
I don't and do not know anybody that owns a home. That seems like a thing from a bygone era to me tbh, and I accepted a LONG time ago that I will die working. There's no way, even with the magic of compound interest, that I could save enough to retire without starving to death.
Us older millenials only recently started buying homes. I don't know if gen z, or let alone gen alpha, will ever get the chance outside of the obscenely wealthy.