this post was submitted on 09 May 2025
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Where is your horse in the race? Is it really "yours" if all you do is collect a premium for having a piece of paper that says so while someone else does all the care, training, and maintenance for it? What a raw deal for that person...
My horse in this race: Posts like this push a specific political ideology using emotion as fuel. I have the hindsight and the foresight to know what pushing violent and uneducated policies gives us.
As for your hypothetical landlord who does zero maintenance, they're financiers who hold all the liability so tenants don't have to. Corporate Landlords shouldn't exist in my opinion but single property landlords are cool in my book.
If a property rental gets wrecked and the insurance, which the landlord pays, doesn't cover it then who owes the bank the remainder of a loan equivalent to 5x the renters annual income?
A) The Tenant
B) The Landlord
If the insurance doesn't cover it, the landlord fucked up. Should have gotten better insurance. Homeowner's insurance is very cheap.
Even if the insurance does cover it, the tenant loses all their belongings and their housing.