It took 10 years, three ex's, two countries, and living with my mother for a bit, but I finally paid it all off.
Ask me how I feel. The guy who took my final payment on the phone was happier than I was
this post was submitted on 13 Mar 2025
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I'm plan one and mine won't get written off until I'm 65 (took it out before 2006), but I'm not making any payments due to working part-time in a public sector job.
I don't plan for this to change as my health won't allow me to work more hours or aspire to a higher paying job, so I may never make more payments. But I have probably paid back everything I borrowed when I was paying it, and everything that's left is the predatory interest.