this post was submitted on 13 Mar 2025
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Casual UK

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It took 10 years, three ex's, two countries, and living with my mother for a bit, but I finally paid it all off.

Ask me how I feel. The guy who took my final payment on the phone was happier than I was

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[–] ALiteralCabbage@feddit.uk 2 points 11 hours ago (1 children)

I'm not being funny but if it's impacting you this much you must be earning a significantly above average wage, no?

I've been paying off my (plan 1) loan for 17 years near enough and it hardly makes a dent in my payslip.

[–] tetris11@feddit.uk 1 points 11 hours ago* (last edited 8 hours ago) (1 children)

Hah. It's more that I was working in a country that was weak against the pound, and that for some reason SLC charges way higher when you're working abroad.

So whatever I was earning, half would go to rent, a quarter would go to the loan (once you factored in the exchange rate), and I'd have that glorious other quarter to myself.

I am doing better than most I would say, but I also have a sewing machine and have learned through time how to patch my clothes, if that answers your question

[–] ALiteralCabbage@feddit.uk 2 points 8 hours ago

It does indeed - the overseas thing is nuts! I guess they assume you've become an oil baron or something and must therefore be a secret moneybags?

You're doing better than me on the frugality front, I suppose I have the benefit of a UK based, mid level salary! I'm looking forward to my loan being written off in the not too distant future!