this post was submitted on 28 Feb 2025
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2FA is great, right up until you're also the victim of a sim swap attack.
2FA is not SMS. SMS is the least secure, shittiest, and simplest form of 2FA, designed as the bare minimum for the average chucklefuck. Everywhere implemented it hastily because the average idiot still uses the same password for everything. It should be illegal as the only form of 2FA, but our governments are run by criminally corrupt dinosaurs.
Fun story! Back in 2017 I tried to remove SMS 2FA entirely, and switch to a data only mobile service. I use 2FA everywhere it's available, but was able replace SMS with TOTP everywhere except banks, even on big tech platforms where you could only activate TOTP after adding a mobile number and enabling SMS 2FA (you could then remove the mobile number). I ultimately had to keep the voice service because banks required SMS 2FA, with no alternatives beyond their own custom 2FA apps, that can only be registered by SMS. Almost a decade later I have more SMS 2FA than ever before.
The moral of the story is we live in a clown world capitalist dictatorship.
Text has always been insecure. An authenticator app is better.